Is Pet Health Insurance Right for You?

If you have an exotic pet, visit the vet often or are apprehensive about an emergency vet bill, pet insurance might be something to consider. With advanced techniques in veterinary science and care, come bigger bills and more expensive care. In the last few years pet insurance has become popular among pet owners. While it can be a good option there are some things to consider before buying a policy.

One consideration is how often you visit the vet or emergency vet? Pet insurance helps to reduce the cost of routine visits and emergency vet visits. It works much the same way as human healthcare insurance. With special pets comes special care, so pet insurance can help if you have to take your exotic to the vet more often.

Another consideration is the cost. For a dog the range can be $22-$28 per month. This is just an average so there are companies that offer coverage for more or less depending on the level of coverage you prefer. Cat pet insurance is cheaper with an average price of $15-$18 a month.

If you decide to purchase pet insurance, do some research and find the right policy for you and your pet. Different policies can cover vet visits, emergency surgery and even prescriptions. A good tip is to check with your veterinary office to see if they accept or recommend a certain policy or company over another. If you ask the right questions and do your homework, you can find the best option for you and your pet.